P2P car rental industry has just emerged in the country, and the industry has set off an upsurge to quickly compete with each other, followed by the concern of the car rental risk control issues. Risk control has become a top priority for the P2P car rental industry, and is considered by all car rental platforms as a top priority. It strives in terms of capital, technology, and talent. However, the constant competition between peers will continue to innovate, there is competition to progress, and now, P2P industry leader in wind control is a treasure drive car.
Baojia Car Rental has made a series of safeguard measures against the risk control to minimize the risk. According to Li Rubin, the founder and CEO of Purchasing Car Rental, “As of now, the number of cars lost is only one thousandth, and the rate of filing is 100%. The industry with the best risk control level is far superior to the average level of the traditional car rental industry. The problem of risk control for vehicles sharing the car rental industry has long been known as the soft underbelly of the P2P car rental industry. How do you manage to achieve the best in the industry?
According to Li Rubin, Baodalu Car Rental set up its own dedicated risk control team, hired personnel with rich experience in risk control from traditional car rental companies, and used IT technology to program wind control experience to facilitate monitoring at any time and place. Before the vehicle is delivered, the risk control personnel will review relevant information in person with the tenant. In the process of renting the car, the risk control personnel will also track the vehicle's track. Once abnormalities are found, they will immediately contact the tenant and start Vehicle tracking plan. Each vehicle on the platform will install a treasure box to grasp the status of the vehicle and serve as a vehicle tracking and prevention purpose. In addition to system-wide monitoring, Treasures Car Rental also cooperates with dozens of investigation suppliers, not only the IT desktop operators, but also three central point ground teams, tracking within the necessary conditions, and the legal team will provide corresponding assistance. support.
The main purpose of the treasure drive box is to record, through the user's behavior data can clearly understand the tenant's behavior records, clearly see the user's daily rental car in the selected models, price, LBS (based on location services) to determine the normal acceptable Car rental prices, brands and car rental locations. There are UDR data generated by tenants and combined with the credit system to determine which type and price of the rented vehicle, and tracking and service, it also serves as a reminder of abnormal situations. In addition, Baochao has a strict confidentiality policy for the user information it has obtained. The operation rules are similar to the bank information confidentiality procedures and are very reliable.
At the same time, the introduction of insurance mechanisms and cooperation with insurance agencies is an important means of controlling risks through the treasure car rental platform. From the perspective of the entire industry, P2P car rental is a light asset model, which can avoid the difficulties of financing and high costs of the traditional car rental model. Compared with the traditional car rental model, it is an innovative model. However, as a new type of car rental platform, Baojia Car Rental can provide better services in terms of vehicle owners' safety and tenants' preferential use of cars, and it is easy to obtain favor from venture capital institutions. Baojia Car Rental Co., Ltd. and China People's Insurance Company have established strategic cooperation. The two parties will establish a new insurance system for the characteristics of P2P car rental. Joint insurance companies such as China People's Insurance, Pacific Insurance, and China Life Insurance will implement the risk of rental car rental, so that owners will have no worries. Tao Po drive co-founder and CMO Wang Bingbing said: "China Ping An has very good resources in car insurance development, roadside assistance and home repair appraisal and other services that can directly transfuse blood into the treasure."
In addition, Treasures Car Rental also launched a domestic “P2P Integrity Alliance†with nearly 30 P2P platforms active in online banking, car rental, and house short-term rental, etc., which are shared through alliance members. Their respective ways of checking the integrity of the black list to further improve and enhance the risk control system.
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